Cheap Auto Insurance California

Enter your zip code below to start your quote
Back Arrow

Tell us about your residence

Back Arrow

Welcome back!

You can pick up from where you left by retrieving your quote below.
Search by Quote ID → Search by Date of Birth

Cheap Auto Insurance in California

From Lake Tahoe down to San Diego, California offers tons of attractions built for unforgettable memories. But if you want to experience the Golden State in all its splendor, you need solid protection in case an accident happens. And, you don’t need to overpay to get great coverage. Mercury provides cheap auto insurance without sacrificing quality. Learn more about our California auto policies and why you should switch to Mercury.

Wild flowers along Big Sur California coastline at sunset

Minimum Auto Insurance Requirements in California

All drivers must meet the state’s minimum auto insurance requirements. Here’s the minimum coverage you need to drive in California legally:

Minimum bodily injury liability: $15,000 per person and $30,000 per accident

  • This coverage pays for others’ medical expenses if you’re responsible for the accident.

Property damage liability (PD): $5,000 per accident

  • PD helps pay repair costs if you damage another person’s vehicle or property.

Optional Auto Insurance Coverages

Whether you’re on the 405 or just driving around your neighborhood, Mercury offers additional coverage options to give you peace of mind. Count on us to build a cheap auto insurance policy that’s tailored to your needs. Take a look at what you can include in your plan:

Penalties for Driving Without Auto Insurance in California

California requires all drivers to carry proof of auto insurance. There are consequences if you’re caught breaking the law. The California Department of Motor Vehicles can suspend your driver’s license and impound your vehicle. Additionally, you must file and maintain proof of car insurance with the California DMV for three years after your suspension.

Mercury offers affordable car insurance without sacrificing quality support and service. Talk with an agent today to help you find cheap car insurance.

Drivers save hundreds* when switching to Mercury Insurance.

Start Your Quote Now

*Individual savings may vary.

Woman meeting with an insurance agent

Discounts to Lower Your Auto Insurance Rate

Mercury already offers some of the most affordable car insurance rates in California. Do you know how you can save even more on insurance premiums? Adding one or more of our discounts.

Check out a few we offer:

  • Anti-Theft Feature Discount
  • AutoPay Discount
  • E-Signature Discount
  • Good Driver Discount
  • Good Student Discount
  • Multi-Policy Discount
  • Pay-in-Full Discount

Save Hundreds by Switching to Mercury Insurance

At Mercury, we’re committed to keeping your auto insurance rate low. Our insurance fraud investigations arm — the Special Investigation Unit (SIU) — works with federal and local law enforcement to shut down hundreds of fraud rings each year. These scammers not only undermine the insurance industry but also affect you by driving up insurance premium costs. That’s one of the reasons how we can deliver affordable rates and first-class coverage to you and all our policyholders.

If you’re looking for cheap auto insurance in California, you’ve come to the right place. Start your free quote online and see how much money you can save!

Middle age man with sunglasses driving a car