Personal Umbrella

Extra coverage to help protect against the unexpected.

What is Umbrella Insurance?

It takes only a few moments for accidents and other unexpected things to happen. And while no one can see into the future, Mercury’s umbrella insurance can help you prepare for it.

Mercury’s personal umbrella insurance is a safety net that helps protect you from these unexpected events by providing coverage* that goes beyond the limits of your auto and home policies. And here’s the best part…it’s available for as little as a dollar a day!

Driving in the rain looking through water spotted windshield.

Woman playing in backyard with her dog.

Here’s how it works.

Imagine that you’ve got a homeowners policy with a liability limit of $300,000 and you’re found liable for $1 million in damages for an incident involving your dog.

Your homeowners policy may cover a portion of that, but where’s the rest going to come from? Unfortunately, it’s going to come out of your pocket… unless you have a $1 million umbrella policy. This extra coverage will make up the difference, so you and your assets are protected.

Coverage Highlights & Benefits

Mercury offers coverage options from $1 million-$5 million, so you can select a policy sized to fit the assets you are looking to protect.

Additionally, Mercury offers the option to add $1 million of uninsured motorist coverage to protect you in the event you get into an accident with an uninsured motorist. After all, not everyone is as responsible as you!

Getting top-notch protection doesn’t mean you need to break the bank. Mercury policyholders can save big with multi-policy discounts across their auto, homeowners and umbrella policies.

Talk to a Mercury agent today about Mercury’s affordable auto and umbrella coverage. Existing auto customers can get an umbrella quote in less than a minute!

*Not all coverages may be available in all states. Speak to a Mercury agent to confirm the coverages available in your state.

Two men talking in a home.