Americans love their pickup trucks, as demonstrated by the two bestselling models in the U.S. There are several reasons why full-size pickups account for more than two million new vehicle sales in 2019 – they’re versatile enough to handle the daily commute, get the kids to soccer practice, haul heavy loads to a construction site or simply load up with everything you stock up on while running weekend errands. Today’s trucks are more spacious and get better gas mileage, while offering the same features and comfort of a car, so there’s no wonder why these vehicles are in such high demand.
If a truck checks off all the boxes for what you seek in your next vehicle, there’s one more vital box to check before you buy: insurance costs. Mercury Insurance has taken care of the heavy lifting for you by putting together a list of the most affordable trucks to insure.
Mercury’s research and development team examined 2019 and 2020 trucks available at car dealerships today to compile this list, which was created based on Mercury’s price for full coverage1– liability, comprehensive and collision – in California.
Here is the top-10 list for 2019-2020 trucks, beginning with the most affordable make and model to insure.
- 2019 Toyota Tundra
- 2019 Ford Ranger
- 2020 GMC Sierra 3500
- 2020 GMC Sierra 2500
- 2019 Ford F-150
- 2020 Chevrolet Silverado 1500
- 2019 Toyota Tacoma
- 2019 Dodge Ram 3500
- 2019 Dodge Ram 1500
- 2019 Dodge Ram 2500
1Mercury Insurance developed the list using a 39-year-old with a clean driving record, who lives in Newport Beach, California and travels 11,000 miles per year. The comprehensive coverage with a $1,000 deductible includes liability limits of $15,000 in injuries per person, $30,000 per accident, and $5,000 in property damage.