Home and Auto Insurance Bundling

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Save Money by Bundling Home and Auto Insurance

Do you have auto insurance with one company and homeowners insurance with another? If so, you may be missing out on valuable savings. Purchasing auto and homeowners policies together through Mercury Insurance can give you a multi-policy discount while simplifying life by allowing you to manage multiple policies in one place, all with a reputable company. You can quote bundling home and auto insurance online and save money, or find a local agent who can:

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Common Types of Insurance Bundling

Mercury offers some of the best home and auto insurance bundles as well as other options and plans to keep you, your family, and your investments safe. Here are a few ways you can bundle insurance policies:

We also offer a variety of additional products and services, including:

 

The Benefits of Bundling

Bundling Home + Auto maximizes your budget dollars with our multi-policy discount and allows you to access and manage both policies in one place using our mobile app or customer portal. Make payments, manage and track your claims, and update your policy quickly all in one place through a trusted company with exceptional customer service representatives who are always ready to assist you.
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Additional Insurance Benefits

Mercury Insurance also offers 24/7 claims assistance through our hotline, and you can access our blog—which contains a variety of topics to help you save money, stay safe, and understand insurance—to ensure you’re using all your Mercury products and services to your full advantage and satisfaction.

If you require multiple types of insurance policies for optimal coverage, consider bundling home, auto, renters, or umbrella insurance with Mercury. See how much you can save by starting your online quote today.

You have questions and we have answers.

What factors determine the cost of auto insurance?

The cost of auto insurance depends on a number of factors, including the vehicle you drive, where you live, your driving record, your age, your marital status, your type of vehicle, and more.

To find out exactly how much auto insurance will cost you, speak to a Mercury agent by calling (800) 956-3728 (800) 956-3728 or get a free quote online.

How much auto insurance coverage do I need?

Your driving habits, vehicle, location and budget all determine how much coverage you need. You should consider the following when thinking about your auto insurance coverage options:

  • Your state may require you to have liability insurance.
  • If you're making payments on your car, you may be required to have collision coverage.
  • Choosing a higher deductible lowers the amount you pay for insurance, but it also increases the amount you pay out-of-pocket after a loss.
  • If you have an older vehicle with a lower value, it might not make sense to pay for more expensive lines of coverage.

Taking the time to think about these things will put you on a path to better understand what level of car insurance you need. Mercury has more tips on this subject and we always recommend speaking with one of our agents. An agent can create a customized policy that is tailored to your needs.

Am I legally required to have homeowners insurance, like states require car insurance?

Unlike auto insurance, you are not required by law to have a certain amount of coverage for your home. If you’re paying off a mortgage, however, the lender may require you to have homeowners insurance to protect the property from unexpected damage.

Your home is a large investment and you don’t want to lose any of its value to an unforeseen disaster, so it’s a good idea to protect it with homeowners insurance.

How much homeowners insurance coverage do I need?

The best way to find out how much coverage you may need is to conduct an appraisal. In addition to working with your Mercury agent, we recommend hiring an independent and licensed professional every several years to calculate the cost to rebuild your home with similar quality materials. Remember, this value may be different than the actual market value of your home. Once the appraisal is completed, you will have a better understanding of how much coverage is needed to protect your investment. You should also let your agent know if you plan to make any upgrades to ensure you have the proper amount of coverage in the event disaster strikes.