Do you have auto insurance with one company and homeowners insurance with another? If so, you may be missing out on valuable savings. Purchasing auto and homeowners policies together through Mercury Insurance can give you a multi-policy discount while simplifying life by allowing you to manage multiple policies in one place, all with a reputable company. You can quote bundling home and auto insurance online and save money, or find a local agent who can:
Mercury offers some of the best home and auto insurance bundles as well as other options and plans to keep you, your family, and your investments safe. Here are a few ways you can bundle insurance policies:
The cost of auto insurance depends on a number of factors, including the vehicle you drive, where you live, your driving record, your age, your marital status, your type of vehicle, and more.
To find out exactly how much auto insurance will cost you, speak to a Mercury agent by calling (800) 956-3728 (800) 956-3728 or get a free quote online.
Your driving habits, vehicle, location and budget all determine how much coverage you need. You should consider the following when thinking about your auto insurance coverage options:
Taking the time to think about these things will put you on a path to better understand what level of car insurance you need. Mercury has more tips on this subject and we always recommend speaking with one of our agents. An agent can create a customized policy that is tailored to your needs.
Unlike auto insurance, you are not required by law to have a certain amount of coverage for your home. If you’re paying off a mortgage, however, the lender may require you to have homeowners insurance to protect the property from unexpected damage.
Your home is a large investment and you don’t want to lose any of its value to an unforeseen disaster, so it’s a good idea to protect it with homeowners insurance.
The best way to find out how much coverage you may need is to conduct an appraisal. In addition to working with your Mercury agent, we recommend hiring an independent and licensed professional every several years to calculate the cost to rebuild your home with similar quality materials. Remember, this value may be different than the actual market value of your home. Once the appraisal is completed, you will have a better understanding of how much coverage is needed to protect your investment. You should also let your agent know if you plan to make any upgrades to ensure you have the proper amount of coverage in the event disaster strikes.