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Search by Quote ID → Search by Date of BirthCheap Auto Insurance in Virginia
We believe every driver in Virginia deserves solid protection on the road. Mercury Insurance provides cheap auto insurance without compromising on quality. You can rest easy knowing we have you covered when the unexpected happens. Learn more about how we can save you money on car insurance and why you should join the Mercury family.
Minimum Auto Insurance Requirements in Virginia
The state sets minimum auto insurance requirements for all Virginia drivers. Here’s the coverage you need to legally drive in the Old Dominion:
Minimum bodily injury liability: $25,000 per person and $50,000 per accident
- This coverage pays for others’ medical expenses if you’re responsible for the accident.
Property damage liability (PD): $20,000 per accident
- PD helps pay repair costs if you damage another person’s vehicle or property.
Optional Auto Insurance Coverages
Mercury offers additional coverage options to give you peace of mind, whether you’re driving through the Virginia Beach Town Center or through the Appalachian backroads. You can rely on Mercury to provide a cheap auto insurance plan tailored to your needs. Explore all our coverage options below:
Penalties for Driving Without Auto Insurance in Virginia
Virginia is one of the few states that doesn’t require citizens to have auto insurance to legally drive. If you opt out of car insurance, you must pay the $500 Uninsured Motor Vehicle (UMV) fee every time your vehicle registration expires. Be aware that this fee doesn’t provide you with any insurance coverage.
If you don’t pay for auto insurance or the UMV fee, serious penalties may occur. These punishments include a Class 3 misdemeanor conviction, a fine up to $500, and a driver’s license and license plate suspension. You may also need to file an SR-22 form — a certificate proving to the state you have auto insurance — for three years.
Mercury offers affordable car insurance without sacrificing quality support and service. Talk with an agent today to help you find cheap car insurance.
Drivers save hundreds* when switching to Mercury Insurance.
*Individual savings may vary.
Lower Your Auto Insurance Rate with Discounts
Mercury already offers cheap auto insurance quotes in Virginia. Do you know how you can save even more on insurance premiums? Adding one or more of our discounts.
Check out a few we offer:
- AutoPay Discount
- E-Signature Discount
- Electric Vehicle Discount
- Good Student Discount
- Good Payer Discount
- Multi-Policy Discount
- Pay-in-Full Discount
Save Hundreds by Switching to Mercury Insurance
We’re committed to keeping your auto insurance rate low. Our insurance fraud investigations arm — the Special Investigation Unit (SIU) — works with federal and local law enforcement to break up hundreds of fraud rings each year. These scammers not only hurt the insurance industry but also affect you by driving up insurance premium costs. This is how we can offer affordable rates for high-quality coverage.
If you’re looking for one of the best cheap auto insurance providers in Virginia, end your search now. Start your free quote online and see how much money you can save!
