Whether you’re heading to Atlantic City for a weekend getaway or headed to Newark for a business meeting, New Jersey drivers need reliable insurance in case of an accident. That’s where Mercury Insurance comes into play. We believe every driver deserves solid protection at an affordable rate. Explore our cheap auto insurance options below and make the switch to Mercury today.
New Jersey establishes minimum auto insurance requirements for all drivers. Make sure you have this coverage to legally drive in New Jersey:
Minimum bodily injury liability: $15,000 per person and $30,000 per accident
Property damage liability (PD): $5,000 per accident
Personal injury protection (PIP): $15,000
Uninsured/underinsured bodily injury coverage: $15,000 per person and $30,000 per accident
Uninsured/underinsured property damage coverage: $5,000 per accident with a $500 deductible
If you want extra peace of mind on the road, Mercury offers additional protection. You can count on us to build a cheap auto insurance plan specific to your needs. See all our coverage options below:
New Jersey requires all drivers to carry proof of auto insurance. Driving without auto insurance can lead to several penalties. The state may suspend your driver’s license for up to two years, impound your vehicle, and sentence you to jail for up to 14 days. You might also receive fines anywhere from $300-$5,000 and an annual $250 surcharge for three years, totaling $750.
At Mercury, we’re committed to keeping your auto insurance rate low. Our insurance fraud investigations arm — the Special Investigation Unit (SIU) — works with federal and local law enforcement to shut down hundreds of fraud rings each year. These scammers not only undermine the insurance industry but also affect you by driving up insurance premium costs. That’s one of the reasons how we can deliver affordable rates and first-class coverage to you and all our policyholders.
If you’re looking for cheap auto insurance in New Jersey, you’ve come to the right place. Start your free quote online and see how much money you can save!