New York has plenty to see and experience, from the soaring cityscapes of the Big Apple to the majestic Adirondack Mountains. Still, if you want to explore everything the Empire State has to offer, you’ll need solid car insurance to keep you and your vehicle protected if an accident occurs. Fortunately, you can get excellent coverage at an affordable rate with Mercury Insurance. Let’s review what coverage you need in New York and why you should join the Mercury family.
All drivers must comply with the state’s minimum car insurance requirements. Here’s the bare minimum you need to drive in Florida legally:
Minimum bodily injury liability: $25,000 per person and $50,000 per accident
Property damage liability (PD): $10,000 per accident
Personal injury protection (PIP): $50,000
Uninsured/underinsured bodily injury coverage: $25,000 per person and $50,000 per accident
It’s always encouraging to know your auto insurance company is there when the unexpected happens. That’s why you can count on Mercury to customize a cheap car insurance policy tailored to your needs. We offer additional coverage options to give you peace of mind, including:
All New York drivers must carry proof of auto insurance. You could face several penalties for driving without car insurance. The state can revoke your license and registration for up to three years, charge you up to $1,500 in fines, impound your vehicle, and sentence you to jail for up to 15 days. Additionally, you must pay a $750 civil penalty to restore your license.
At Mercury, we’re committed to keeping your auto insurance rate low. Our insurance fraud investigations arm — the Special Investigation Unit (SIU) — works with federal and local law enforcement to shut down hundreds of fraud rings each year. These scammers not only undermine the insurance industry but also affect you by driving up insurance premium costs. That’s one of the reasons how we can deliver affordable rates and first-class coverage to you and all our policyholders.
If you’re looking for cheap auto insurance in New York, you’ve come to the right place. Start your free quote online and see how much money you can save!