New Jersey Renters Insurance

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New Jersey Renters Insurance

Mercury understands that every dollar counts when it comes to renters insurance. That’s why we offer some of the most affordable rates in New Jersey — without ever compromising on the quality of our coverage. Whether you’re renting a studio apartment in Hoboken or a beach house in Atlantic City, enjoy peace of mind knowing we cover your belongings, personal liability, and medical payments to others in case of an accident. Learn more about our renters insurance and get a policy that’s right for you.

Customize Your Renters Policy

You never know when the unexpected might come knocking on your door. Renters insurance can help when incidents like fires, burglaries, or burst pipes happen in or around your leased property. Mercury prides itself on delivering affordable coverage, so you don't have to pay more than what’s required. We’ll work with you to create a custom policy that’s perfect for your needs. 

Take a moment to review the coverages we offer for renters insurance:

Learn more about renters coverage
Personal Property:
Your household items are protected from theft, damage, or other covered perils.
Additional Personal Property:
We provide additional coverage for antiques, fine art, jewelry, and other valuables.
Personal Liability Protection:
This coverage helps pay costs for personal injury or property damage caused to others in a covered incident
Guest Medical Protection:
We assist with medical expenses if one of your guests gets accidentally injured in or around your rented property.
Workers’ Comp Coverage:
This coverage helps pay medical costs for your personal part-time employees — such as housekeepers or gardeners — who accidentally get injured.

Secure the Best Insurance Rate with Discounts

According to the Insurance Information Institute, the average cost of renters insurance in New Jersey is $160 per year. While that’s a solid rate, you can save even more on your renters policy with Mercury Insurance. We offer several discounts to help lower your rate so you can put that extra money towards something you really want like a new car or family vacation. Check out some of our available discounts:

  • Multi-Policy (Auto + Renters)
  • Gated community
  • Selecting a higher deductible
  • Smoke alarms
  • Security monitoring
  • Loss free discount