If you're looking for cheap car insurance in New Jersey, you've come to the right place. This page provides information on state driving laws, some interesting Garden State facts, and information about Mercury's car insurance and many other products and services.
Mercury has been selling auto insurance since 1962, and is trusted by millions of drivers. In fact, Forbes.com has named Mercury Insurance one of America's Most Trusted Companies, so you can count on Mercury to be there when you need us most. And, you won't find better auto insurance coverage at a better price. Here are the products we have to offer:
New Jersey drivers must carry car insurance in their vehicles at all times. Mercury Insurance is sold through a network of independent agents and brokers. In New Jersey, we have agents in every major market help you every step of the way. Mercury offers comprehensive coverage options, including personal auto insurance, mechanical protection, homeowners insurance and umbrella insurance. Mercury also provides business auto insurance.
The state sets minimum car insurance requirements for all drivers. Here’s what you need to drive legally:
Bodily injury liability — $15,000 per person and $30,000 per accident
Property damage liability — $5,000 per accident
Uninsured/underinsured bodily injury coverage — $15,000 per person and $30,000 per accident
Uninsured/underinsured property damage coverage — $5,000 per accident with a $500 deductible
Personal injury protection — $15,000
Failure to provide proof of car insurance can result in serious penalties. You could be imprisoned for up to 14 days, have your vehicle impounded, and your driver’s license suspended up to two years. Also, you may receive fines anywhere from $300-$5,000 and a yearly $250 surcharge for three years, totaling to $750.
Mercury enjoys a unique position in the New Jersey market, providing customers with some of the state's most affordable and personalized agent-driven service. Mercury sells a variety of insurance products through a network of more than 8,000 local, independent agents in 11 states. Contact a Mercury agent in your neighborhood for a free rate quote and start saving today.
Mercury already offers some of the lowest insurance rates available. You could save even more with the many discounts available, too!
Nicknamed “the Garden State,” New Jersey is one of the original 13 colonies. In 1787, New Jersey became the third state to join the Union. Nestled between the large metropolises of New York City and Philadelphia, the Garden State actually has the highest population density in the U.S. It’s also one of the country’s top producers of various fruits and vegetables, including blueberries, cranberries, bell peppers, and squash. Across the state, there are plenty of attractions and sites to see, including Six Flags Great Adventure, Liberty State Park, Atlantic City Boardwalk, Island Beach State Park, and Cape May Lighthouse.
Mercury Insurance was founded in 1962 by George Joseph. Today, it is a multi-line insurance company offering predominantly personal automobile and homeowners insurance through a network of independent agents and brokers. We have agents throughout the Greater Los Angeles Basin, who want to help you every step of the way. Mercury offers comprehensive coverage options, including personal auto insurance, mechanical protection, homeowners insurance and umbrella insurance. Mercury also provides business auto insurance and commercial business insurance.
Mercury Insurance is based in Los Angeles, and California represents the core of its operations that span 11 states. Mercury is California's leading independent agency writer of automobile insurance, and is currently the state's third largest private passenger auto insurer. Mercury enjoys a unique position in the Los Angeles marketplace, as it provides its customers with some of the state's most affordable and personalized agent-driven service. With more than 1,000 independent agents in California, contact one in your neighborhood for a free rate quote and start saving today.
For a fast, free quote, call (800) 956-3728.