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Search by Quote ID → Search by Date of BirthCheap Auto Insurance in Illinois
We believe every driver in Illinois deserves reliable protection on the road. Mercury Insurance is one of the best cheap car insurance providers in Illinois, offering high-quality coverage without breaking the bank. Learn more about what coverage you need and why you should switch to Mercury today.
Minimum Auto Insurance Requirements in Illinois
The state establishes minimum auto insurance requirements for all drivers. Make sure you have this coverage to legally drive in the Prairie State:
Minimum bodily injury liability: $25,000 per person and $50,000 per accident
- This coverage pays for others’ medical expenses if you’re responsible for the accident.
Property damage liability (PD): $20,000 per accident)
- PD helps pay repair costs if you damage another person’s vehicle or property.
Optional Auto Insurance Coverages
Mercury offers additional coverage options to give you peace of mind, whether you’re driving through downtown Chicago or through the Central Plains. You can count on Mercury to deliver a cheap car insurance plan that meets your needs. Take a look at all our coverage options below:
Penalties for Driving Without Auto Insurance in Illinois
Illinois law requires all drivers to have proof of auto insurance at all times. There’s usually no jail time if you’re caught driving without auto insurance. However, you may face several other penalties. You can receive fines up to $1,000, a license and registration suspension for up to four months, and a $100 reinstatement fee. You’ll also need to file an SR-22 — a certificate that shows proof of financial responsibility — for up to three years.
Mercury offers affordable car insurance without sacrificing quality support and service. Talk with an agent today to help you find cheap car insurance.
Drivers save hundreds* when switching to Mercury Insurance.
*Individual savings may vary.
Reduce Your Auto Insurance Rate with Discounts
Mercury already offers cheap auto insurance rates in Illinois, but you can save even more on insurance premiums by adding one or more of our discounts. Check out some of the deals we offer:
Check out a few we offer:
- Anti-Theft Feature Discount
- AutoPay Discount
- E-Signature Discount
- Electric Vehicle Discount
- Good Student Discount
- Multi-Policy Discount
- Pay-in-Full Discount
Save Hundreds by Switching to Mercury Insurance
We’re committed to keeping your auto insurance rates low. Our insurance fraud investigations arm — the Special Investigation Unit (SIU) — works with federal and local law enforcement to break up hundreds of fraud rings each year. These scammers not only hurt the insurance industry but also affect you by driving up insurance premium costs. This is how we can offer affordable rates for high-quality coverage.
If you’re looking for cheap auto insurance in Illinois, you’ve come to the right place. Start your free quote online and see how much money you can save!
