Cheap Auto Insurance Georgia

Enter your zip code below to start your quote

Back Arrow

Tell us about your residence

Back Arrow

Welcome back!

You can pick up from where you left by retrieving your quote below.

Search by Quote ID → Search by Date of Birth

Cheap Auto Insurance in Georgia

Georgia offers a ton to see and experience, from the beautiful coast of Savannah to the hustle and bustle of Atlanta. But if you want to explore the Peach State, you’ll need reliable car insurance. Luckily, high-quality coverage doesn’t have to break the bank. Mercury provides cheap car insurance in Georgia without sacrificing quality. Learn more about what coverage you need and why you should switch to Mercury.

Peachtree street view in Atlanta, Georgia

Minimum Auto Insurance Requirements in Georgia

The state establishes minimum auto insurance requirements for all Georgia drivers. Make sure you have this coverage legally drive in the Peach State:

Minimum bodily injury liability: $25,000 per person and $50,000 per accident

  • This coverage pays for others’ medical expenses if you’re responsible for the accident.

Property damage liability (PD): $25,000 per accident

  • PD helps pay repair costs if you damage another person’s vehicle or property.

Optional Auto Insurance Coverages

Mercury offers extra coverage options to keep you protected on the road, whether you’re driving through downtown Atlanta or taking the scenic route along the Atlantic Coast. You can rest assured we’ll work to deliver a cheap auto insurance policy tailored to your needs. Check out all our coverage options below:

Penalties for Driving Without Auto Insurance in Georgia

Georgia law requires all drivers to have proof of auto insurance at all times. It’s considered a misdemeanor if you can’t show proof of car insurance. The potential penalties can be severe. The state may suspend your driver’s license, charge you up to $1,000 in fines, and sentence you to jail for up to 12 months.

Mercury offers affordable car insurance without sacrificing quality support and service. Talk with an agent today to help you find cheap car insurance.

Drivers save hundreds* when switching to Mercury Insurance.

Start Your Quote Now

*Individual savings may vary.

Woman meeting with an insurance agent

Reduce Your Auto Insurance Rate with Discounts

Mercury already offers some of the most affordable car insurance rates in Georgia. Do you know how you can save even more on insurance premiums? Adding one or more of our discounts.

Check out a few we offer:

  • Anti-Theft Feature Discount
  • AutoPay Discount
  • E-Signature Discount
  • Electric Vehicle Discount
  • Good Student Discount
  • MercuryGO Discount*
  • Pay-in-Full Discount

*Includes participation and driving.

Save Hundreds by Switching to Mercury Insurance

At Mercury, we’re committed to keeping your auto insurance rate low. Our insurance fraud investigations arm — the Special Investigation Unit (SIU) — works with federal and local law enforcement to shut down hundreds of fraud rings each year. These scammers not only undermine the insurance industry but also affect you by driving up insurance premium costs. That’s one of the reasons how we can deliver affordable rates and first-class coverage to you and all our policyholders.

If you’re looking for cheap auto insurance in Georgia, you’ve come to the right place. Start your free quote online and see how much money you can save!

Middle age man with sunglasses driving a car