Homeowners Insurance Florida

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Florida Homeowners Insurance

Mercury offers a variety of homeowners insurance options for Florida residents. Whether you own a beachfront house on the Gulf of Mexico or a vacation condo in Miami, we want to protect what you care about most. Mercury has local independent agents all across the Sunshine State, so we can guarantee you’ll get proper coverage tailored to your needs.

The Right Coverage for Florida Homeowners

When choosing Mercury, you get one of the best homeowners insurance companies in Florida. Every policy comes with a local independent agent who gets to know you and helps build a protection plan with your best interest in mind. Your local Mercury agent knows the risks and potential dangers of a Florida home, so you’ll feel safe knowing we understand your specific location.

Florida residents face an array of natural disasters. Hurricanes, tropical storms, flooding, wildfires, and tornadoes regularly affect homeowners in the Sunshine State. That’s why it’s important to work with a local agent who recognizes the possible weather threats surrounding your home. 


Burglaries are another issue you might encounter. According to the Florida Department of Law Enforcement, over 63,000 burglaries occurred in 2019. That’s millions of dollars in damages and stolen property. Whether a natural disaster or burglary affects your home, our claims teams will ensure you get back on your feet as soon as possible. Check out some of the homeowners insurance options available to you:

Dwelling Protection

Personal Property

Extended Replacement Cost

Additional Living Expenses

Personal Liability Protection

Guest Medical Protection

Identity Theft Protection

Homeowners Insurance Discounts for Florida Residents

Keep your insurance rates in mind and look for added safety measures when shopping for a Florida home. They could end up saving you hundreds of dollars a year with the special discounts we offer. Check out all the ways you can save when choosing Mercury for homeowners insurance:

Florida Products

Additional Florida Resources

Florida Office of Insurance Regulation