You have many choices when it comes to homeowners insurance, but Mercury is the smart and best choice with affordable rates, first-class coverages and great service. Mercury’s team of dedicated agents can help ensure you select a policy that fits your needs.
Homeowners insurance policies aren't one size fits all. How much insurance coverage you need and what it will cost you will depend on a number of factors, including the cost to rebuild your property and the value of its contents. The following are a few examples of factors which determine your coverage costs.
How do you get the best value at the best price? Mercury’s affordable homeowners insurance rates can be combined with great discounts2, too. For example, Mercury gives up to a 15% discount on your homeowners policy, plus up to 14.5% on your auto policy when you bundle. We also offer a number of other discounts to keep rates low - here is a list of our most popular ones:
Talk to your local Mercury agent to see what discounts are available in your state and learn more about how you can save money on your homeowners insurance.
2Discounts may vary by state.
Every Mercury Insurance homeowners policy comes with the following coverage:
Here are some additional, optional Homeowners protections:
1Not all coverages may be available in all states. Speak to a Mercury agent to confirm the coverages available in your state.