Cheap Auto Insurance in Arizona
Arizona is full of beautiful landmarks and scenery, from the cactus-laden plains of the Sonoran Desert to the iconic Grand Canyon to the bustling streets of downtown Phoenix. But no matter which scenic route you take, you’ll need reliable auto insurance to protect you and your car on the road. Enter Mercury Insurance. We believe in delivering cheap auto insurance without compromising on quality. Let’s take a look at what coverage you need in Arizona and why you should join the Mercury family.
Minimum Auto Insurance Requirements in Arizona
Arizona law sets minimum auto insurance requirements for all drivers. Here’s the coverage you need to legally drive in Arizona:
Minimum bodily injury liability: $25,000 per person and $50,000 per accident
This coverage pays for others’ medical expenses if you’re responsible for the accident.
Property damage liability (PD): $15,000 per accident
PD helps pay repair costs if you damage another person’s vehicle or property.
Optional Auto Insurance Coverages
There’s no one-size-fits-all insurance policy that works for every driver. That’s why you can count on us to create a personalized protection plan tailored to your needs, all while staying within your budget. Check out our custom coverage options available to you:
Penalties for Driving Without Auto Insurance in Arizona
Arizona law requires all drivers to have proof of auto insurance. You can face multiple penalties if you’re caught driving without car insurance. The state can suspend your driver’s license for up to a year and charge you up to $1,000 in fines. Additionally, you must file and maintain an SR-22 for two years — a form that verifies you have the minimum auto insurance required by state law.
Save Hundreds by Switching to Mercury Insurance
At Mercury, we’re committed to keeping your auto insurance rate low. Our insurance fraud investigations arm — the Special Investigation Unit (SIU) — works with federal and local law enforcement to shut down hundreds of fraud rings each year. These scammers not only undermine the insurance industry but also affect you by driving up insurance premium costs. That’s one of the reasons how we can deliver affordable rates and first-class coverage to you and all our policyholders.
If you’re looking for one of the best cheap auto insurance providers in Arizona, you’ve come to the right place. Start your free quote online and see how much money you can save!