Cheap Auto Insurance Arizona

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Cheap Auto Insurance in Arizona

Arizona is full of beautiful landmarks and scenery, from the cactus-laden plains of the Sonoran Desert to the iconic Grand Canyon to the bustling streets of downtown Phoenix. But no matter which scenic route you take, you’ll need reliable auto insurance to protect you and your car on the road. Enter Mercury Insurance. We believe in delivering cheap auto insurance without compromising on quality. Let’s take a look at what coverage you need in Arizona and why you should join the Mercury family.

Papago Park in Phoenix, Arizona after sunset

Minimum Auto Insurance Requirements in Arizona

Arizona law sets minimum auto insurance requirements for all drivers. Here’s the coverage you need to legally drive in Arizona:

  • Minimum bodily injury liability: $25,000 per person and $50,000 per accident

    • This coverage pays for others’ medical expenses if you’re responsible for the accident.

  • Property damage liability (PD): $15,000 per accident

    • PD helps pay repair costs if you damage another person’s vehicle or property.

Optional Auto Insurance Coverages

There’s no one-size-fits-all insurance policy that works for every driver. That’s why you can count on us to create a personalized protection plan tailored to your needs, all while staying within your budget. Check out our custom coverage options available to you:

Penalties for Driving Without Auto Insurance in Arizona

Arizona law requires all drivers to have proof of auto insurance. You can face multiple penalties if you’re caught driving without car insurance. The state can suspend your driver’s license for up to a year and charge you up to $1,000 in fines. Additionally, you must file and maintain an SR-22 for two years — a form that verifies you have the minimum auto insurance required by state law.

Mercury offers affordable car insurance without sacrificing quality support and service. Talk with an agent today to help you find cheap car insurance.

Drivers save hundreds* when switching to Mercury Insurance.

Start Your Quote Now

*Individual savings may vary.

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Discounts to Lower Your Auto Insurance Rate

Mercury already offers cheap auto insurance quotes in Arizona. Do you know how you can save even more on insurance premiums? Adding one or more of our discounts.

Check out a few we offer:

  • AutoPay Discount
  • E-Signature Discount
  • Electric Vehicle Discount
  • Good Payer Discount
  • Multi-Car Discount
  • Multi-Policy Discount
  • Pay-in-Full Discount

Save Hundreds by Switching to Mercury Insurance

At Mercury, we’re committed to keeping your auto insurance rate low. Our insurance fraud investigations arm — the Special Investigation Unit (SIU) — works with federal and local law enforcement to shut down hundreds of fraud rings each year. These scammers not only undermine the insurance industry but also affect you by driving up insurance premium costs. That’s one of the reasons how we can deliver affordable rates and first-class coverage to you and all our policyholders.

If you’re looking for one of the best cheap auto insurance providers in Arizona, you’ve come to the right place. Start your free quote online and see how much money you can save!

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