Service Line Protection

Valuable Protection for Underground Service Lines

It isn’t every day you learn something new about protecting your assets. In fact, many homeowners don’t know that they have a responsibility to repair or replace any service lines on their property that connect with municipality lines when the damage occurs on the residence property. Damage to lines that provide water, power and communication services to the home can be costly to repair.

The best part is for just a few dollars per month, you can get protection for the unexpected events that can turn into costly repairs. And, if your home becomes uninhabitable until repairs are made, lodging and other costs also are covered.

Contact your agent today to learn more about Service Line Protection.

Service line protection, a new enhancement to the Mercury homeowners policy, offers coverage for service lines to the insured-owned, exterior and underground:

  • Water piping that connects from the dwelling or other structure to a public water supply or private well
  • Sewer piping that connects from the dwelling or other structure to a public sewer or private septic system
  • Power lines that provide electrical service to the dwelling or other structure
  • Ground loop piping that connects to a heat pump
  • Piping providing heating including geothermal, natural gas, propane and steam
  • Piping supplying compressed air
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Limits and Deductibles1

Service Line Limit: $10,000 per occurrence
Deductible: $500
Loss of Use or Rents: Included in Service Line limit
Expediting Expenses: Included in Service Line limit
Damage to Outdoor Property: Included in Service Line limit

1Coverages may be subject to certain restrictions and limitations and may not be available in all states. Ask your local independent agent for more information.
Service Line coverage is not applicable to mobile homeowner risks, condominium owner risks and contents only risks.

© 2015 The Hartford Steam Boiler Inspection and Insurance Company. All rights reserved. This document is intended for information purposes only and does not modify or invalidate any of the provisions, exclusions, terms or conditions of the policy and endorsements. For all coverages, terms, conditions and exclusions, refer to the actual insurance policy and endorsements.