Car Insurance Virginia Beach, VA

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Mercury Car Insurance in Virginia Beach

Mercury sells a variety of insurance products through a network of local, independent agents. In Virginia, we have agents in every major market to help you every step of the way. Mercury offers comprehensive coverage options ranging from personal auto insurance to homeowners insurance to mechanical protection.

Unlike most other states, Virginia doesn’t require drivers to carry car insurance. To drive without auto insurance legally, you must pay the $500 Uninsured Motor Vehicle (UMV) fee. This fee doesn't provide you with any insurance coverage. It’s also due every time your registration expires.

If you decide to insure your car — which we strongly recommend — you must meet the state’s minimum insurance coverage requirements:

  • Bodily injury per person — $25,000
  • Bodily injury per accident — $50,000
  • Property damage per accident — $20,000

If you don't insure your car or pay the UMV fee, you may face multiple penalties. These punishments include a Class 3 misdemeanor conviction, a fine of up to $500, and a driver's license and license plate suspension. Additionally, you might need to file an SR-22 form for three years. This form shows the state that you have auto insurance.

Mercury enjoys a unique position in the Virginia market, since we provide our customers with some of the state's most affordable and personalized agent-driven service. Mercury sells a variety of insurance products through a network of more than 8,000 local, independent agents in 11 states. Contact one in your neighborhood for a free rate quote and start saving today.

Virginia Beach Auto Insurance Discounts & Benefits

Mercury already offers some of the lowest insurance rates available. You could save even more with the many discounts available, too!

About Virginia Beach, Florida

With a population over 400,000, Virginia Beach is the largest city in Virginia. Located in the Hampton Roads metropolitan area, Virginia Beach is settled on the Atlantic Ocean at the mouth of Chesapeake Bay. This area, known as "America's First Region," also includes the independent cities of Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, and Suffolk. Virginia Beach is a resort city with miles of beaches and hundreds of hotels, motels, and restaurants along its oceanfront. The Virginia Beach area is also home to numerous historic sites, such as Cape Henry, which was the site of the first landing of the English colonists, who eventually settled in Jamestown on April 26, 1607.

About Us

Mercury Insurance was founded in 1962 by George Joseph. Today, it is a multi-line insurance company offering predominantly personal automobile and homeowners insurance through a network of independent agents and brokers. We have agents throughout the Greater Los Angeles Basin, who want to help you every step of the way. Mercury offers comprehensive coverage options, including personal auto insurance, mechanical protection, homeowners insurance and umbrella insurance. Mercury also provides business auto insurance and commercial business insurance.

Mercury Insurance is based in Los Angeles, and California represents the core of its operations that span 11 states. Mercury is California's leading independent agency writer of automobile insurance, and is currently the state's third largest private passenger auto insurer. Mercury enjoys a unique position in the Los Angeles marketplace, as it provides its customers with some of the state's most affordable and personalized agent-driven service. With more than 1,000 independent agents in California, contact one in your neighborhood for a free rate quote and start saving today.

Virginia Beach Insurance Products

For a fast, free quote, call (800) 956-3728