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Mercury Car Insurance in Florida

Florida is known for its flash storms and sometimes torrential rains. And that means more cars on the road paired with more possibilities for accidents. The better your coverage, the better protected your assets are.

Mercury Insurance has more than 1,400 agents in Florida, from the panhandle to the Keys, providing great savings and excellent service. Just enter your zip code and see how much you can save on auto insurance from a local agent. Also, be sure to check out our other insurance products and services below.

Car Insurance Coverage in Florida

Florida law requires all drivers to have car insurance. Mercury sells a variety of cheap insurance products through a network of local, independent agents. In Florida, Mercury's product lines are private passenger auto, mechanical protection, and business auto insurance.

The state sets minimum coverage requirements to legally drive in Florida. Here are the car insurance requirements.

  • $10,000 bodily injury per person per accident

  • $20,000 bodily injury for all persons per accident

  • $10,000 property damage liability

  • $10,000 personal injury protection

Drivers are required by law to carry proof of insurance in the car and present it upon request to law enforcement. Failure to provide proof can result in fines up to $500 and a license suspension up to three years. If you’re involved in an accident without insurance and found to be at fault, you can be held liable for all costs associated with the other driver’s bodily and property injuries. Additionally, your driving privileges can be suspended until those damages are paid.

Mercury enjoys a unique position in the marketplace, providing customers with some of the state's most affordable and personalized agent-driven service. These savings come to Florida because of Mercury’s network of more than 8,000 local, independent agents in 11 states. Contact a local Mercury agent for a free quote and start saving today.

Florida Auto Insurance Discounts & Benefits 

Mercury already offers some of the lowest insurance rates available. You could save even more with the many discounts available, too!

About Florida

In 1845, Florida became the 27th state in the Union. Nicknamed “the Sunshine State,” Florida is known for its humid subtropical climate and gorgeous beaches. The state is also home to Walt Disney World® Resort in Orlando, as well as other theme parks in the city including Universal Orlando Resort and LEGOLAND® Florida Resort. If you’re a golf fanatic, Florida offers the most golf courses of any state in the country. You can also explore the vibrant nightlife of Miami or visit the Kennedy Space Center at Cape Canaveral. Whatever your interests are, Florida provides something for everyone to enjoy.

About Us

Mercury Insurance was founded in 1962 by George Joseph. Today, it is a multi-line insurance company offering predominantly personal automobile and homeowners insurance through a network of independent agents and brokers. We have agents throughout the Greater Los Angeles Basin, who want to help you every step of the way. Mercury offers comprehensive coverage options, including personal auto insurance, mechanical protection, homeowners insurance and umbrella insurance. Mercury also provides business auto insurance and commercial business insurance.

Mercury Insurance is based in Los Angeles, and California represents the core of its operations that span 11 states. Mercury is California's leading independent agency writer of automobile insurance, and is currently the state's third largest private passenger auto insurer. Mercury enjoys a unique position in the Los Angeles marketplace, as it provides its customers with some of the state's most affordable and personalized agent-driven service. With more than 1,000 independent agents in California, contact one in your neighborhood for a free rate quote and start saving today.

For a fast, free quote, call (800) 956-3728