Florida Business Auto Insurance

Make sure your business vehicles are properly protected.

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Owning a Business in Florida Just Got Sweeter

We recognize that as a business owner, your days are extremely busy. That's why Mercury's local agents make Business Auto insurance simple for our customers. Our knowledgeable agents can create a customized coverage plan around the needs of your business, advise you on risk management and even help you keep your policy up to date as your business grows and changes. Plus, if you ever have a claim, the entire Mercury team will be there to help you resolve it quickly and efficiently.

Florida Products

Florida and Its Industries

According to the 2011 US Census Bureau, there are approximately 500 thousand businesses in Florida, ranging from agriculture to service contractors. Regardless of your business category, Mercury knows how hard you worked to build your business, so we want to help make sure it's properly protected. Here are just a few of the business categories we cover:

  • Plumbers
  • Landscapers
  • Pool Cleaners
  • Electricians
  • Pest Control
  • Small Business Owners
  • Painters
  • General Contractors
  • Carpenters
  • Cable Installers
  • Oil Well Service
  • Food Trucks
  • Cleaning Services
  • Specialty Trades
  • Farming
  • Retail Stores
  • Professional Services

Florida Business Owners Drive All Kinds of Vehicles

Mercury understands that each business category may have different vehicle needs, which is why our Business Auto policy covers a wide variety of vehicles. Here are just a few of the vehicle types we cover:

  • Passenger Vehicles
  • Vans, Pickups, and SUVs
  • Flatbeds and Stake Trucks
  • Box Trucks,
  • Refrigerator and Utility Trucks

Great Coverage Options For the Sunshine State

We understand every business is unique, which is why we can tailor coverage to meet your individual needs. Our most popular policies include the following coverage:

  • Liability
  • Collision
  • Comprehensive
  • Medical
  • Personal Injury Protection
  • Uninsured/Underinsured

In addition to this coverage, Mercury's optional Broadening Endorsement allows you to add extra coverage options and pay one low bundled rate. This endorsement provides business owners with the ability to add several key coverages, including Blanket Additional Insured and Blanket Waiver of Subrogation. It also provides auto Loan/Lease Gap Coverage, which can make up the difference between the loan balance and the value of the vehicle in the event of a total loss. Overall, Mercury's optional Broadening Endorsement gives your business a great deal of added protection without significantly increasing the cost.

Additional Florida Auto Insurance Resources

Florida Office of Insurance Regulation
State of Florida Government Website
Florida DMV Website