Insurance Basics

Insurance can seem confusing with a multitude of options and coverage types to choose from, but it doesn’t have to be. Here, you'll find clear, straightforward articles that explain how car insurance works, what types of coverage you should consider, and why bundling your home and auto insurance policies might be a smart move. We aim to help you understand insurance easily so you can find the right coverage without the stress.

In addition to auto and homeowners insurance basics, we also offer practical tips and advice to help you make informed decisions. Whether you're comparing policies, figuring out deductibles, or discovering ways to save on your premiums, you'll find all the guidance you need right here.

If you ever have questions or need extra help, our team is just a call or click away, and we are more than happy to assist you. So dive in and explore, and let us help you feel more confident about your insurance decisions.

7 Types of Car Insurance Policy Coverages

Navigating the various types of car insurance coverage can be overwhelming. Here are the different options available, and how to choose the best one for you.

A woman sitting on the couch in a cozy living room, multitasking with a laptop and paperwork

An A to Z Guide to Auto Insurance

Learn everything there is to know about your auto insurance terms with this easy to understand guide covering the basics of auto insurance.

Young sad woman text messaging on smart for after a car crash on the road.

How Do Car Insurance Deductibles Work?

A car insurance deductible is an out-of-pocket amount you pay towards a claim, but how exactly do they work? Here's everything to know.

Speedometer and tachometer with dashboard control icons

Car Dashboard Symbols and Meanings

Understand car dashboard symbols and meanings with this guide from Mercury Insurance to act fast, stay safe, and avoid costly insurance claims.

Saleswoman helping the male customer to choose a new car

What Is a Car Title?

In this guide, we’ll break down everything to know about car titles: the different types, how to transfer or replace one, and why to keep it up to date.

Portrait of doubtful African-American male buyer reading car purchase agreement before signing in dealership office

How does trading in a car work?

How does trading in a car work? Discover expert tips on trade-in value, paperwork, and how a car dealership trade-in may affect your insurance coverage.

The Importance of Turn Signals: Communication on the Road and in Life

Is it illegal to not use turn signals? Find out when turn signals should be used and how to use them to prevent accidents with these tips from Mercury Insurance.

Car Thief Trying to Open Car From the Inside

Does Car Insurance Cover Theft?

Explore how car insurance handles theft, what to expect from comprehensive coverage, and what happens if your car is stolen. Protect your car with Mercury!

Insurance Basics