Illinois Homeowners Insurance

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Every Home in Illinois Deserves Superior Protection:

Whether you own a two flat in Logan Square or a ranch in Macomb, Mercury Insurance believes you deserve superior home protection. That's why Mercury offers a range of coverage options to build a plan that meets every homeowner's unique protection needs. Local Mercury agents are on a mission to help save you money in cities and towns across this great state.

Illinois Products

The Right Coverage for the Land of Lincoln

When you choose Mercury, you're more than just a name and number. Every policy comes with an independent Mercury agent who will get to know you and your family and help build a protection plan that meets your specific needs.

Homeowners along the Mississippi River may have to worry about flooding more than a homeowner in Springfield. When landscapes and houses are drastically different, it's smart to work with a company like Mercury where you'll have an agent to help you select the proper coverage for your unique needs.

According to the Illinois Law Enforcement Agency Uniform Crime Reports, there were over 300,000 property crimes reported in 2012. That's millions of dollars in damages and stolen property done to homes just like yours. At Mercury, we hope you don’t become a part of this statistic, but in the event of a loss, our claims team will make sure you get back on your feet as soon as possible. Here are a some of the coverage options Mercury offers to help protect you and your home:

Dwelling Protection:

Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils.

Personal Property:

Provides coverage for your household items in the event of a fire, theft or other covered loss.

Extended Replacement Cost:

Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.

Additional Living Expenses:

Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.

Personal Liability Protection:

Pays for bodily injury or property damage caused to others as a result of a covered incident.

Guest Medical Protection:

Pays medical expenses for your guests who are accidentally injured on your property.

Become Part of Our Family and Earn Discounts

Families look out for each other, and that's what we're here to do for you. Mercury offers some of the lowest rates in Illinois, but we know how important it is to save every dollar, so that's why we offer a variety of discounts to help Illinois residents save even more. Whether you're shopping for a home in Chicago, Plainfield, Carbondale, or anywhere else in this beautiful state, consider the following options as they can help you save even more when you buy homeowners insurance:

Get the Most Savings with Multi-Policies

While looking for your Illinois dream home, keep these features in mind; they may end up saving you a pretty penny. Illinois residents save even more when they combine their auto and home policies. Saving money while living in Illinois has never been easier!

Additional Resources

Illinois Department of Financial & Professional Regulation