Illinois Renters Insurance

Renters insurance is a great way to protect yourself and your belongings from unexpected losses. Whether you’re renting an apartment, townhouse, or house, having the right renters insurance policy can provide you with coverage for losses due to fire, theft, or other covered perils. In addition, you may also be able to get coverage for liability and medical payments for guests injured on your property.

Take a moment to review our coverage options, then speak with one of our local independent agents to build a custom policy tailored to your needs.

Learn More About Renters Coverage

Personal Property:

Provides coverage for your household items in the event of a fire, theft or other covered loss.

Additional Personal Property:

Provides additional coverage for antiques, fine art, jewelry and other valuables.

Personal Liability Protection:

Pays for bodily injury or property damage caused to others as a result of a covered incident.

Guest Medical Protection:

Pays medical expenses for your guests who are accidentally injured on your property.

Workers’ Comp Coverage:

Pays medical expenses for your personal part-time employees, such as nannies or maids, who are injured on the job.

Green Home

Offer up to 10% extra coverage for environmentally-friendly alternatives or construction methods following a covered loss.

Matching of Undamaged Siding and Roofing

In the event of a covered loss where your siding or roofing cannot be matched due to unavailability, this coverage can help cover the cost of replacing your roof or redoing your siding.

Refrigerated Products

If your refrigerator loses power or malfunctions, resulting in spoiled food, our coverage provides up to $1,000 for food items.

Limited Hidden Water, Steam Seepage, or Leakage:

Provides coverage if your personal property gets damaged or destroyed due to seepage or leakage of water, steam, or moisture.