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We all want to save money on insurance, but figuring out how can be tricky sometimes. One simple and effective way to cut costs is by bundling your home and auto insurance. To help explain why this is such a smart move, we’ve teamed up with Financial Expert and Mercury Content Partner Sam Jarman. Let’s explore how bundling can make your life easier and your wallet happier.
What’s the Best Way to Shop Around for Home and Auto Insurance?
When shopping around for home and auto insurance quotes, Jarman says, “The best way is to compare rates with other companies. Competition is good for everyone. It’s good for companies, it’s good for consumers. And comparing rates is one of the best ways to shop and save.”
Jarman also points out the importance of staying flexible, “Be willing to switch over to another company. There are other factors to consider than just saving money, like having a good agent, the quality of the coverage, and customer service. But if it makes sense financially, be willing to switch.”
Additionally, many insurance companies, like Mercury, offer discounts to help you save even more. Wondering how to get discounts on car insurance and homeowner insurance? Don’t hesitate to ask your provider about potential discounts and savings. Insurers often reward drivers for having a clean record and installing safety features like anti-theft devices, while homeowners can get savings for upgrading their security systems and making home improvements like roof repairs.
Do You Recommend That Consumers Bundle Their Insurance?
Jarman wholeheartedly recommends consumers bundle home and auto insurance. “If you’re a homeowner, you have to be bundling home and auto. It’s one of the biggest ways to save on insurance.” In fact, Mercury offers up to 14.7% off your homeowners insurance when you bundle it with your auto policy. Even if you’re not a homeowner, Mercury provides the same savings opportunities for renters when you combine your auto and renters insurance together.
What Are the Long-Term Benefits of Bundling Insurance Policies?
Bundling your insurance policies isn’t just a quick way to save money. It sets you up for long-term benefits that can really make life easier.
Beyond the cost savings, bundling offers convenience. Instead of juggling multiple insurance providers, you’ll only deal with one. This means one agent, one bill, and one customer portal to manage everything. It simplifies your insurance life and cuts down on the hassle of keeping track of multiple policies.
Bundling makes the claims process smoother, too. If something affects your home and car, you won’t need to deal with multiple companies. Everything is handled by the same provider, reducing paperwork and speeding up claim resolutions. It’s one less thing to worry about when life throws a curveball your way.
Additionally, bundling can help you build a stronger relationship with your insurer. This means better service and maybe even more savings down the road as loyalty perks kick in.
What Questions Should You Ask Your Agent About Insurance Bundling?
If you’re thinking about bundling your insurance, it’s important to ask the right questions to make sure you’re getting the best deal. Here are a few key questions to bring up with your agent:
- How much can I actually save? Every company offers different discounts for bundling, so find out exactly what kind of savings you’re looking at.
- Does bundling change my coverage? It’s great to save money, but not at the expense of losing important coverage. Ask your agent if bundling affects your level of protection.
- Are there any extra benefits? Be sure to ask about any extras you might get. Some insurers offer added perks, like roadside assistance or special discounts, when you bundle your policies.
- How does bundling help with claims? Filing a claim can be stressful, so ask how bundling makes the process easier if you ever need to file for both your home and car at the same time.
Conclusion
Bundling your home and auto insurance is a simple way to save money, reduce hassle, and enjoy long-term benefits. If you’re searching for cheap homeowners insurance or affordable auto insurance, combining your policies with Mercury is a great way to get more value for your money while keeping things easy to manage.
Contact us today for a fast, free quote!
Sam Jarman is a seasoned Content Creator and Real Estate Investor. He has been creating engaging social media content for six years, focusing on finance topics to educate and inspire his audience. In addition to his content creation experience, Jarman has been investing in real estate since 2010, successfully managing and growing a diverse property portfolio. His expertise in finance content and real estate investment uniquely positions him as a versatile professional in both industries.