
Top Five Things to Consider Before Buying a Home
Any way you slice it, buying a new home is a big deal. Here are five thing to consider before buying a home.
Homeowners insurance helps keep your house and most valuable assets protected against disaster and theft. While it’s not legally required to have homeowners insurance in any state, anyone who has a financial stake in your home — e.g., a bank or mortgage lender — will require you to have home insurance coverage. If you don't own a home, most landlords require their tenants to have renters insurance coverage. Even if it’s not mandatory, it’s a good idea to have insurance so you’ll receive reimbursement for your belongings in the case of a disaster or burglary.
No matter what type of home insurance you plan to get, many questions surround this subject. How much does homeowners insurance cost? What all does it cover? Am I fully covered if someone is injured in my home? Home insurance can also be confusing, especially when you come across terms like “actual cash value” or “inflation guard.”
Mercury is here to take the confusion out of homeowners insurance. We offer several informative articles covering home insurance tips, security advice, maintenance recommendations, and more. Explore all our home-related resources and gain a better understanding of insurance.
Any way you slice it, buying a new home is a big deal. Here are five thing to consider before buying a home.
Accessory dwelling units are becoming more popular, but what are the different types of ADUs, and are they covered by home insurance? Here's what to know.
Is buying a condo right for you? Here are the pros and cons of condo ownership vs. homeownership, and how to determine if it is a good investment.
There isn’t a one-size-fits-all to homeownership. Here's how to determine the best time to buy a house based on your individual situation.
Home insurance endorsements allow you to add optional coverages to your traditional insurance policies. Here's what to know.
Before buying or building a backyard fire pit, review these fire pit safety tips so you can enjoy worry-free nights in the your beautiful backyard.
Perils are damage caused by fire, water, theft, vandalism and wind, but what is covered by your homeowner's insurance? Here's what you should know.
Mercury Insurance examined the availability of affordable rentals within the U.S. rental market. Here are the least affordable cities, and the best places to rent.