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Whether you live in a condo in Albany or a rented apartment in Manhattan, you can simplify your coverage by bundling home and auto insurance. Mercury can help you protect your property and vehicle investments with the coverage you need and the multi-policy savings you deserve.
How Does Bundling Work in New York?
Bundling car and home or getting an auto and renters insurance bundle in New York means you’re purchasing two or more insurance policies from the same provider. It’s easy to get started:
- Request a quote for any vehicles and properties you own or rent.
- Work with a local agent at Mercury to find the coverage you need.
- Unlock savings in the form of reduced rates compared to buying separate policies.
The Benefits of Bundling Home & Auto
In addition to more comprehensive insurance protection, Mercury can help you unlock financial savings. Here are a few of the advantages of getting a multi-policy with Mercury that New York residents can benefit from:
- Significant Discounts: Access discounts ranging from 2% to 13%, depending on your bundle type. Car and home insurance bundles typically save you the most money.
- Unmatched Convenience: Manage everything, from your claims and billing to your policy renewal, all in one platform, with a single login.
- Continuous Coverage: Bundling home and auto, or renters and auto, can help ensure consistency across all your policies, reducing any risk of coverage gaps in the process.
What Types of Insurance Can You Bundle With Mercury in New York?
Here are the most common types of insurance bundling in New York:
Home and Auto
Bundling a home and auto insurance policy provides protection for your single-family dwelling, along with all its contents. Combining a standard home insurance policy — also called HO-3 — with your car insurance coverage ensures peace of mind when it comes to your vehicle and your home.
Renters and Auto
If you rent an apartment, townhome, or home, you’ll need renters insurance (HO-4) to cover your personal property and liability inside the rental. Adding your vehicle to this bundle will help you unlock multi-policy savings.
Condo and Auto
Whether you own a condo or an apartment in the suburbs or in New York City, condo insurance, or HO-6, protects your personal belongings and anything your homeowners association or co-op’s master policy won’t cover. Bundling your condo insurance with auto adds extra protection to your plan.
How to Save Money When You Bundle in New York
Here are a few of the multi-policy options Mercury offers to those who reside in New York state:
- Bundling standard homeowners insurance, or HO-3, with auto can give you a 13% discount.
- Bundling renters insurance, or HO-4, with auto insurance gives you a 2% discount on your premiums in New York.
- Bundling condo insurance, or HO-6, with auto can help you save 7% on insurance premiums.
Learn more about New York auto insurance discounts and savings.
Why Bundle Home and Auto with Mercury?
Getting a home and auto insurance bundle — or any type of bundle — in New York can ensure you have the coverage you need, right when you need it. Here are a few reasons to bundle with Mercury:
- Access to Local Expertise. Your New York Mercury insurance agent can provide state- and area-specific guidance when choosing a bundle or filing a claim.
- Guaranteed Repairs. Mercury’s extensive list of authorized auto repair facilities means you can get up and running as soon as possible, knowing that we guarantee your repairs throughout the ownership of your vehicle.
- Anytime Claims. We’re here day or night, weekends and holidays, so you can file a claim as soon as an incident occurs, 24/7, 365 days a year.
Learn More About Bundling Insurance with Mercury
Check out our blog for helpful tips, insights, and answers to common questions:
Why You Should Bundle Renters and Car Insurance
Does Bundling Home and Auto Insurance Actually Save You Money?
What are the Benefits of Bundling Insurance for Policyholders?
Insurance Bundling 101: Understanding the BasicsFrequently Asked Questions About Bundling in New York
What company offers the best bundling options in New York?
While many insurers provide bundling options in New York, Mercury consistently offers one of the best home and car insurance bundles with solid discounts and competitive overall rates.
Can I get discounts for bundling insurance in New York?
Yes, most insurers in New York offer multi‑policy or bundling discounts when you combine policies like auto with home, renters, or condo insurance. These discounts typically reduce your premiums on each policy as long as they remain bundled with the same company.
Can I manage bundled car and home insurance in one account?
Yes. When you bundle your car and home insurance with the same carrier in New York, you can usually access both policies through a single online portal or app. This makes it easier to view details, make changes, and pay bills without separate logins or accounts.