Homeowners Insurance Texas

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Texas Homeowners Insurance

Whether you own a single-family house in Dallas or a ranch in the Hill Country, Mercury Insurance believes you deserve solid home protection. That's why Mercury offers a variety of coverage options to build a plan that meets your needs. Our local independent agents are dedicated to helping save you money in cities and towns across the Lone Star State.

The Right Coverage for Texas Homeowners

When choosing Mercury, you get one of the best homeowners insurance providers in Texas and a local independent agent who works with you to build a custom protection plan tailored to your specific needs. That's important for a Texas home, especially when landscapes and conditions vary throughout the state. You’ll feel safe knowing your local Mercury agent knows the risks and potential dangers of your specific location.

While Texas is known for its tornadoes and heatwaves, the state also deals with a wide spectrum of other weather conditions. Cities on the Gulf of Mexico like Galveston and Corpus Christi are susceptible to hurricanes and flooding. Texas also experienced a record-setting winter storm in 2021 that left millions of people without power. It’s wise to work with one of the best homeowners insurance companies in Texas, where you'll have an agent to help you pick the right coverage for your situation.

Texas homeowners can also deal with burglaries. According to the Texas Department of Public Safety, there were over 112,000 burglaries reported in 2019. If your home gets burglarized, our claims team will get you back on your feet as soon as possible. Here are some of the coverage options Mercury offers to help you and your family in the event of a loss:

Dwelling Protection

Personal Property

Extended Replacement Cost

Additional Living Expenses

Personal Liability Protection

Guest Medical Protection

Identity Theft Protection

Homeowners Insurance Discounts For Texas Residents

How much is homeowners insurance in Texas? According to the Insurance Information Institute (III), the average annual premium in Texas is $1,955. We understand that every dollar counts. That’s why we offer special discounts to help you save more on homeowners insurance. Here are some of the deals we have to offer:

Texas Products

Additional Texas Resources

Texas Department of Insurance (TDI)

Official Website of Texas