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Looking for the best bundle insurance in Illinois? Bringing your home and auto coverage together can significantly cut insurance costs if you’re an Illinois resident. Separate policies often come with higher price tags, but bundling them can unlock meaningful discounts, putting Mercury among the most cost-effective choices available.
With a car and home insurance bundle from Mercury, you can streamline your coverage while keeping more money in your pocket, all without sacrificing protection.
How Does Bundling Work in Illinois?
Whether you choose Illinois car insurance paired with home insurance or you go with an auto and renters insurance bundle, getting started is simple.
- Get a quote for both your vehicle and your place of residence.
- Talk to your local Mercury agent about a bundle that works best for your situation.
- Enjoy a multi-policy discount.
The Benefits of Bundling Home & Auto
There are plenty of advantages when you bundle auto and home insurance in Illinois.
- Simplified savings: The combined savings of bundling make it a better deal.
- Efficient processes: Using a single provider makes the quote, renewal, and claims processes faster.
- Reduce gaps in coverage: Enjoy cohesive protection when you align deductibles, liability limits, and policy terms.
- Loyalty perks: If you’re a longtime policyholder, you’ll likely qualify for rate reductions and other perks over time.
What Types of Insurance Can You Bundle With Mercury in Illinois?
Mercury makes it easy for Illinois homeowners and drivers to bundle auto and home insurance in a way that fits their needs. Here are different ways to combine coverage and save:
Home and Auto
This auto and home insurance bundle combines dwelling, personal property, and liability coverage for your home with your car insurance. This standard bundle provides extensive protection for your property.
Renters and Auto
If you rent a townhouse, apartment, or home, you also can take advantage of an auto and renters insurance bundle, which protects the personal property in your rental, along with your vehicle, lowering your monthly costs.
Condo and Auto
Bundling your condo and car insurance can help lower your overall premiums while keeping your coverage under one provider. In addition to protecting the contents and structure of your condo, it also simplifies policy management, making it easier to handle payments and claims on car and condo.
How to Save Money When You Bundle in Illinois
Bundling your auto insurance with a Mercury homeowners policy is one of the easiest ways Illinois residents can reduce their overall insurance costs. Mercury offers a multi-policy discount when you combine auto coverage with one of the following Homeowners (HO) policies:
- HO-3 (Homeowners insurance): Designed for single-family homes, this policy offers the highest bundling discount at 14% when paired with auto insurance.
- HO-4 (Renters insurance): Ideal for renters, an HO-4 policy qualifies for a 3% multi-policy discount when bundled with auto coverage.
- HO-6 (Condo insurance): Created for condo owners, this policy earns a 7% discount when combined with an auto policy.
Why Bundle Home and Auto with Mercury?
When bundling home and auto insurance in Illinois with Mercury, you’ll get an insurance partner who understands your needs and works to balance your protection and savings. Here are a few reasons to bundle your insurance with Mercury:
- Network of local agents: Mercury’s Illinois agents understand the specific risks Illinois residents may encounter, from a wind storm that damages your roof to hail that damages your car.
- 24/7 claims: Accidents don’t happen on a 9-to-5 schedule. That’s why we give you the ability to file a claim 24 hours a day, 365 days a year.
- Authorized vehicle repairs: Using a Mercury-authorized repair facility means we guarantee your repairs as long as you own the car.
Learn More About Bundling Insurance with Mercury
Check out our blog for helpful tips, insights, and answers to common questions:
Why You Should Bundle Renters and Car Insurance
Does Bundling Home and Auto Insurance Actually Save You Money?
What are the Benefits of Bundling Insurance for Policyholders?
Insurance Bundling 101: Understanding the BasicsFrequently Asked Questions About Bundling in Illinois
What are the best Illinois bundling insurance providers?
The best home and car insurance bundles come from insurance providers that offer local expertise, helping you find coverage that fits your needs and aligns with your budget. Mercury’s local agents can ensure you have the coverage you need with the bundled policies that provide the best protection.
What are the key benefits of bundling in Illinois?
Some of the biggest benefits of home and auto insurance bundles involve multi-policy discounts that can save you money, streamline your insurance payments, and consolidate all your insurance under one provider. This makes paying bills, filing claims, and getting quotes faster and easier.
Are bundling and multipolicies the same thing in Illinois?
Yes, bundling and multi-policy are used interchangeably, and both refer to having more than one insurance policy with the same carrier.
Can I mix and match bundles in Illinois?
Yes, you can mix and match certain insurance coverage when you bundle, but it depends on the types of policies you choose. Keep in mind that the specific discount amount can vary depending on your ZIP code and the type of coverage you need.
Does bundling really save money in Illinois?
Yes. Whether you choose an auto and renters insurance bundle, a home and auto, or a condo and auto bundle, you can save up to 17% depending on the specific combination of policies you choose.