Commercial Auto Insurance in Texas

Texas Business Auto Insurance

Your business depends on its vehicles every day, from deliveries to client meetings. Mercury offers commercial auto insurance in Texas that’s reliable, affordable, and customizable to fit your business. Protect your company’s vehicles, drivers, and bottom line with coverage you can count on.

Do I Need Commercial Auto Insurance for My Texas Business?

If you or your employees use a vehicle for work-related purposes, you likely need a commercial auto insurance policy. Personal auto insurance policies typically don’t cover vehicles used for business activities, leaving you exposed to major financial risks in the event of an accident.

A vehicle is considered “commercial” if it is used for business tasks, such as:

• Transporting goods or equipment
• Driving to client meetings or job sites
• Making deliveries
• Providing a service for a fee

Protect your business from unexpected liabilities and potential lawsuits with a policy designed for your commercial needs.

Speak To An Agent For A Texas Commercial Auto Insurance Quote

What Types of Vehicles Does Texas Business Auto Insurance Cover?

Mercury provides coverage for a wide range of vehicles to ensure your business keeps moving forward. Whether you have a single pickup truck or a fleet of vans, we can create a policy that suits your needs.

We cover vehicles, including:

• Passenger vehicles (cars, SUVs)
• Vans (cargo, passenger)
• Pickup trucks
• Flatbed and stake trucks
• Box trucks
• Utility trucks
• Refrigerator trucks

Mercury Insurance Protects Commercial Drivers in the Lone Star State

From contractors in Houston to retailers in Dallas, businesses across Texas rely on Mercury for dependable protection. We provide business auto insurance in Texas for a wide range of industries and business sizes, helping you drive with confidence.

Industries we often cover include:

• Artisan and service contractors (plumbers, electricians, landscapers)
• Catering businesses
• Construction
• Farming
• Office professionals
• Pest control
• Retail stores
• Sales and marketing professionals
• Wholesale and distribution

What Does a Texas Commercial Auto Insurance Policy Cover?

Every business is different. That’s why Mercury offers flexible policies that can be tailored to your specific coverage needs and budget. Your agent will help you build a plan that protects your business vehicles from unexpected costs.

Common coverage options include:

• Liability Coverage: Helps pay for injuries or property damage if your business is at fault in an accident.
• Collision Coverage: Covers repairs or replacements if your vehicle is damaged in a collision.
• Comprehensive Coverage: Protects against theft, vandalism, weather, and other non-collision damage.
• Medical Payments Coverage: Helps pay medical expenses after an accident, regardless of fault.
• Uninsured/Underinsured Motorist Coverage: Covers damage caused by drivers with little or no insurance.
• Mechanical Protection: Optional coverage that helps pay for repairs to mechanical parts.

For full protection, consider bundling your auto policy with a business owners policy (BOP).