(800) 956-3728 Commercial Auto Insurance in Oklahoma
Make sure your business vehicles are properly protected.
Business Auto Insurance in Oklahoma
Every Oklahoma business that relies on vehicles needs dependable protection. Mercury offers commercial auto insurance in Oklahoma that’s flexible, affordable, and built for your business’s needs. Whether you manage one car or a full fleet, we help protect your company’s most important assets every mile of the way.
Do I Need Commercial Auto Insurance for My Oklahoma Business?
If you use your vehicle for work-related tasks, your personal auto policy likely won’t cover you in an accident. That’s why Oklahoma business auto insurance is essential.
Commercial auto coverage is designed for vehicles used for business purposes, such as transporting goods, visiting clients, or hauling tools and equipment. It provides higher liability limits and broader protection than a personal policy, shielding your business from costly claims and lawsuits.
Speak To An Agent For An Oklahoma Commercial Auto Insurance Quote
Oklahoma Business Auto Insurance Covers All Kinds of Vehicles
Whatever your business drives, Mercury offers coverage to keep it protected. We insure a variety of commercial vehicles so you can stay focused on your operations.
Common vehicle types we cover include:
- Passenger vehicles
- Vans, pickups, and SUVs
- Flatbeds and stake trucks
- Box trucks
- Refrigerator and utility trucks
Mercury Insurance Protects Commercial Drivers in The Sooner State
From contractors in Tulsa to retail shops in Oklahoma City, we provide reliable business auto protection for virtually every type of industry in Oklahoma. If your business depends on a vehicle, we have a policy to keep it protected.
We provide coverage for many business categories, including:
- Artisan business/service contractor
- Catering businesses
- Construction
- Office
- Pest control
- Retail
- Sales/marketing professionals
- Wholesale
What Does an Oklahoma Commercial Auto Insurance Policy Cover?
You've invested time and money into building your business. Make sure the vehicles that keep your enterprise moving have the protection they need. Your Mercury agent can help tailor a policy that fits your operations and budget.
Popular coverage options include:
- Liability Coverage: Pays for bodily injury and property damage if you’re at fault.
- Collision Coverage: Covers repair or replacement costs if your vehicle hits another object or vehicle.
- Comprehensive Coverage: Protects against non-collision incidents, including theft, vandalism, fire, and weather damage.
- Medical Payments Coverage: Helps with medical bills after an accident, regardless of fault.
- Uninsured/Underinsured Motorist Coverage: Covers damages caused by drivers with little or no insurance.
- Mechanical Protection: Optional coverage that helps pay for mechanical repairs.
For broader protection, combine your auto policy with a business owners policy (BOP).
Frequently Asked Questions About Commercial Auto Insurance in Oklahoma
Do I need a commercial auto insurance policy in Oklahoma?
Yes. If your business owns, leases, or uses vehicles for work-related purposes, you are required to have commercial auto insurance. Oklahoma state law requires a minimum liability coverage of $25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage.
How much is car insurance for a small business in Oklahoma?
The cost of vehicle insurance for a small business in Oklahoma depends on several factors, including the type of cars you own, how they’re used, your drivers’ records, your industry, and the coverage limits you select. Mercury offers competitive rates and numerous discounts and savings opportunities to help make your policy more affordable. An agent can provide a personalized quote to fit your budget.