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Combining your home and auto insurance policies is one of the smartest ways to lower your rates in Nevada. While standalone policies can be costly, bundling helps reduce your premiums, making Mercury one of the most competitive options on the market.
Secure one of the best home and car insurance bundles with Mercury to unlock major savings and simplify your coverage.
How Does Bundling Work in Nevada?
Bundling in Nevada is simple. Instead of having separate providers for your car and home, you bring them under one roof with Mercury. Here is how it works:
- Get a Quote: Start online or contact a local agent to see how much you can save by combining policies.
- Customize Your Coverage: Your agent will help you tailor specific plans that meet your unique needs, whether you need coverage for a single-family home, condo, or apartment.
- Unlock Discounts: Once your policies are active, the multi-policy discount is applied automatically, instantly lowering your overall premium.
The Benefits of Bundling Home & Auto
There are clear advantages to consolidating your insurance with Mercury, including:
- Maximized Savings: Access exclusive discounts that are only available when you carry multiple policies.
- Streamlined Management: Pay one bill and deal with one team for all your insurance needs.
- Gap-Free Protection: Aligning your policies with one carrier helps prevent gaps in coverage that can occur when different providers insure different assets.
What Types of Insurance Can You Bundle With Mercury in Nevada?
We offer flexible bundling options tailored to your specific living situation in Nevada, such as:
Home and Auto
Combine your homeowners and car insurance for our most popular bundling discount. It’s the smart way to protect your biggest investments.
Renters and Auto
You don’t have to own a home to save. Auto and renters insurance bundle options allow tenants to secure their personal property and vehicle while enjoying a multi-policy discount.
Home and Umbrella
For extra peace of mind, bundle your home policy with umbrella insurance to extend your liability coverage beyond standard limits.
How to Save Money When You Bundle in Nevada
The more you bundle, the more you save. Mercury offers specific multi-policy discounts in Nevada based on the type of residence policy you hold:
- Homeowners (HO-3): Save 17%
- Renters (HO-4): Save 3%
- Condo (HO-6): Save 7%
- Umbrella: Save 2%
You can maximize these savings even further by combining policies. For example:
- Homeowners (HO-3) + Umbrella: Save 19%
- Renters (HO-4) + Umbrella: Save 5%
- Condo (HO-6) + Umbrella: Save 9%
For more details on vehicle-specific savings, check out our Nevada Auto Insurance page.
Why Bundle Home and Auto with Mercury?
Mercury Insurance has been helping families save money for over 60 years. In Nevada, we know that price matters. That is why we have structured our bundling discounts to make our rates highly competitive for local residents.
When you choose Mercury, you get:
- A Dedicated Local Agent: Receive personalized service from an agent in your community who understands Nevada's insurance needs.
- 24/7 Claims Support: File a claim anytime, day or night, with our around-the-clock support team ready to assist you.
- Guaranteed Repairs at Authorized Shops: Get peace of mind with quality repairs when you use a Mercury-authorized repair facility.
Learn More About Bundling Insurance with Mercury
Check out our blog for helpful tips, insights, and answers to common questions:
Why You Should Bundle Renters and Car Insurance
Does Bundling Home and Auto Insurance Actually Save You Money?
What are the Benefits of Bundling Insurance for Policyholders?
Insurance Bundling 101: Understanding the BasicsFrequently Asked Questions About Bundling
What are the benefits of bundling in Nevada?
The primary benefit is cost savings. By purchasing a car and home insurance bundle, you qualify for multi-policy discounts that aren’t available for standalone policies. Additionally, it offers convenience by consolidating your bills and claims support under one roof.
How can I get the best discounts when bundling insurance in Nevada?
To maximize your savings, consider adding an umbrella policy to your auto and home insurance bundle. As shown above, adding umbrella coverage increases your total discount percentage. Speaking with a local Mercury agent can also help you identify other potential savings, such as good-driver or protective-device discounts.
How much can I save when I bundle home and auto insurance in Nevada?
Savings vary based on your specific policy types and coverage limits. However, Nevada homeowners (HO-3) can save up to 17% just by bundling with auto, and up to 19% if you also add umbrella coverage.
How does bundling home and auto insurance work in Nevada?
It works by linking your policies within Mercury’s system. When you request a quote, simply select both home and auto (or renters/condo and auto). Your agent will apply the multi-policy discount to your premium, instantly reducing your overall rate.