Get Auto Repair Protection from a name you trust. Mercury Protect, a division of Mercury Insurance, one of America’s most respected insurance companies, is offering first class vehicle repair plan with monthly purchase options! Trust Mercury to provide you with top-notch mechanical protection for your vehicle.
Technically only the manufacturer can extend a warranty. It’s similar, it protects your vehicle for mechanical repairs, plus it includes other benefits listed below.
Customers get a $100 per occurrence benefit for towing, road service and lost key/lock out assistance.
Up to $50 per day for up to 10 days for rental car, rideshare or transportation reimbursement!
Our plan covers most special electronics.
If you’re a California resident, you’re eligible for additional benefits, such as Key Fob Replacement (Supreme and Choice plans only), Tire Road Protection, Trip Interruption Coverage, Auto Deductible Reimbursement (Supreme plan only), Hybrid / Electric Battery Coverage (Supreme plan only), and Total Loss Refund.
We all know that repairing a vehicle can be expensive, and oftentimes a breakdown comes along at the worst time. Take the worry out of owning a vehicle with Mercury Protect!
I’m glad I purchased this plan. Paying a little extra a month saves me from emptying my savings for repairs.
I was very happy to hear that the claim and process went smoothly. Even the dealership said that the claim process is awesome. I was a bit skeptical, but Mercury covered everything. Very happy with my purchase.
This has been a blessing for me.
We’re here to give you answers! And if you don’t find your answer below, please contact us.
We offer two plans: one for vehicles that still have some coverage from the manufacturer under the manufacturer’s basic warranty, and one for vehicles where the manufacturer’s basic warranty has expired.
If your vehicle qualifies for our Supreme Plan, you get our best coverage which typically covers ANY mechanical or electrical breakdown that isn’t specifically excluded.
If your vehicle qualifies for our Choice Plan, it covers many components within the following assemblies: engine, transmission, drive axle, transfer case, steering, brake, suspension, electrical, special electronics, fuel system, air conditioning, ignition and charging systems, engine cooling, and hybrid/electric.
All plans include the following:
In addition to these benefits, California purchasers also get:
Oh! Our legal team doesn’t like us to use the words “extended warranty,” because technically only the manufacturer can extend a warranty, and we’re not a manufacturer. Really, most of the vehicle service protection products you can buy can’t be called an “extended warranty,” even though that is a commonly used term. Depending on where you live, this program is either a vehicle service contract or a mechanical breakdown insurance policy.
You can review a sample agreement prior to purchasing to see components covered and the exclusions.
Your agreement is emailed to you instantly upon purchase, however, if you misplace it, just email us at cs@mercuryinsurance.com or give us a call at (800) 654-8455.
Roadside assistance is included with each plan. If you need a tow, run out of gas, or lock your keys in your vehicle, just give us a call at (888) 833-1287and we’ll send help plus cover the cost up to $100. And don’t forget that your plan also includes reimbursement for a rental car or rideshare service while your vehicle is in the shop (for a covered repair) – up to $50 per day for up to 10 days!
California purchasers also get: Key Fob Replacement Coverage, Tire Road Hazard, Trip Interruption, Auto Deductible Coverage (Supreme only), Total Loss Refund, and Hybrid / Electric Battery Coverage (Supreme only).
We’d hate to see you go, but yes, you can cancel anytime.
If you purchase another vehicle, you can buy a plan for that vehicle, but we can’t transfer it from one vehicle to another.
In California, if you sell the covered vehicle to another individual, you may transfer your plan to the new owner provided your plan is paid in full at the time of transfer.
In all other states, the plan is also not transferable to another person.
Filing a claim is super easy! Simply have your chosen licensed service provider call our claims center (800) 654-8455 and we will handle the rest with them. We recommend repairs be performed by a franchise automobile dealer partly because some repairs may still be covered by the original manufacturer’s warranty.
We’re in it for the long haul no matter where you live. Unlike other companies that cut you off at a certain date or mileage, outside California you’re protected as long as you make your monthly payment.
California purchasers are offered an agreement that will be in force for a specified period of time or mileage, whichever comes first.
We would love to protect all of your vehicles, simply enter your zip code above or below to get started.
You can take your vehicle to any licensed repair facility. Vehicles still under the manufacturers’ warranty should be taken to a franchise dealer.
It’s very simple. You pay your selected deductible to the repair facility, and we pay them the difference for the covered repair cost if the covered repair cost exceeds the deductible. Repairs are expensive and they normally do exceed the deductible!
This is a one-time charge on the day of purchase. A small price of admission for continuous worry-free driving.
There is no enrollment fee for the plans offered in California.
We understand that unexpected things can happen. We’ll notify you if there’s an issue and you can update your payment method.
We accept Visa, Mastercard, and American Express.
Each plan has a maximum benefit that limits the total payout over the life of your agreement. Please refer to the sample agreements for your state:
The free-look period gives you the flexibility to purchase Mercury Protect today and cancel anytime within the next 30 days. If you do cancel during this period, you’ll get a full refund, including any enrollment fee you paid, as long as you have not filed a claim.
Yes! We cover parts and labor for all covered repairs.
Diagnostic charges are included for all covered repairs.
We understand that taking care of your vehicle is a priority for you. That's why we encourage you to maintain it according to the manufacturer's recommendations. Remember, your maintenance records are your best friend! Even if you're a DIY enthusiast, just keep your receipts from any parts or materials purchases and note down the date and odometer reading when you do your own maintenance. Make sure you refer to your agreement for information regarding the maintenance of your car. If you ever need to make a claim, don't worry - our friendly claims department is here to assist you. Just remember to get in touch with us for authorization before any repairs are carried out. We're always here to help!
