Protect our future with
Mercury's insurance for Ride-Hailing Drivers

Uber Lyft

Ride-hailing insurance that's right for you.

Driving for Uber, Lyft or another ride-hailing company is a great way to earn a living or just make some extra cash. It’s easy and convenient, but did you know that these companies don’t provide full coverage for your vehicle if you get into an accident?

But don’t worry, you have a great option! Mercury Insurance can provide the coverage you need, and the best part is that it can cost as little as $0.20 a day! That’s right, you can protect your vehicle, family and livelihood for as little as a few pennies a day.1

Call (866) 994-1113 today to get a quote.

Here's How It Works

The company for which you drive only provides limited insurance coverage during the time your ride-hailing app is on, but have not yet accepted a fare (Period 1). Once you accept a fare or are transporting a fare, you will have coverage under the commercial insurance policy from the company for which you drive.

It is very important to understand, however, that your personal auto insurance policy only provides coverage when your ride-hailing app is off. This means that when your app is on and you’re looking for a fare, you probably aren’t fully covered.

Know Your Coverage

So at this point, you have to ask yourself... do I feel lucky?

Your answer should be no, because what if you get into an accident in Period 1? Who will pay to repair the damage to other vehicles and drivers, and who will pay to fix your car? It definitely won’t be your insurance company, and it probably won’t be the ride-hailing company’s insurance company. It may be you!

Mercury to the rescue!

Our ride-hailing coverage will fill the gaps and provide you with high quality insurance that will not only cover you in Period 1 of the drive cycle, but also provide additional coverage above and beyond your ride-hailing company’s insurance in Periods 2 and 3, too! This means that if you get into an accident and you’re liable, we’ll pay to fix the damage to the other vehicle(s), we’ll pay for any resulting injuries, and we’ll pay to have your vehicle fixed at one of our amazing repair facilities.2
Don't wait, make the call to one of our agents today to get a quote and learn more. You'll be glad you did.

Call (866) 994-1113 today
to get a quote.

Frequently Asked Questions

Download FAQ Sheet

Why Choose Mercury?


Mercury offers some of the lowest rates – plus, great discounts like Auto+Home, Good Driver, Good Student, College Alumni and many more!3


Mercury customers enjoy tremendous benefits, such as 24/7 claims reporting and repairs that are guaranteed for life. That's right, when repairs are completed at a Mercury-authorized direct repair facility, those repairs are guaranteed for as long as you own the vehicle!


Mercury's agents are on a mission to provide world class service. So whether you choose the convenience of purchasing online or though one of our helpful local agents, you can rest assured that we'll be there when you need us.

Call (866) 994-1113 today to get a
quote from your local agent.

1Actual cost may vary, depending upon state and coverage selected and other underwriting factors. Purchase of a Mercury auto policy at an additional cost is required.
2Subject to policy limits and eligibility requirements. Mercury coverage is secondary to Ride-Hailing company coverage.
3 Discounts may not be available in all states. Discounts subject to qualification requirements.