SUVs and Crossovers

20 Most Affordable SUVs and Crossovers to Insure

Consumers are leaving sedans in their rearview – historically low gas prices and constantly changing tastes have propelled SUVs and crossovers into the spotlight.

Car-buying customers are in the market for a vehicle that suits their lifestyle needs. A higher ride, which leads to increased visibility on the road, more cargo space and seating capacity, and increased performance are just some of the key factors drawing customers away from sedans and toward a crossover or SUV. As auto manufacturers respond to the trend, consumers have many more options to choose from.

One factor to help consumers narrow down their SUV and crossover selection is the cost to insure their new vehicle. To help guide consumers, Mercury’s research and development team examined 2019-2020 model-year vehicles to determine the most affordable SUVs and crossovers by segment to insure1.

Here is the top-five list for mass market crossovers, beginning with the most affordable make and model to insure.

  1. 2019 Hyundai Santa Fe XL
  2. 2020 Kia Soul
  3. 2019 Honda CR-V
  4. 2019 Hyundai Santa Fe
  5. 2019 Ford Flex

Here is the top-five list for luxury crossovers, beginning with the most affordable make and model to insure.

  1. 2020 BMW X3
  2. 2019 Volvo V90 Cross Country
  3. 2020 Volvo V60 Cross Country
  4. 2020 BMW X3
  5. 2019 Lincoln Nautilus

Here is the top-five list for mass market SUVs, beginning with the most affordable make and model to insure.

  1. 2019 Honda Pilot
  2. 2019 Kia Sorento
  3. 2019 Ford Edge
  4. 2020 Jeep Cherokee
  5. 2019 Nissan Murano

Here is the top-five list for luxury SUVs, beginning with the most affordable make and model to insure.

  1. 2020 Lincoln MKT
  2. 2020 Mercedes-Benz GLC
  3. 2019 Infiniti QX80
  4. 2019 Volvo XC90
  5. 2020 Land Rover Range Rover Sport

1Mercury Insurance developed the list using a 39-year-old with a clean driving record, who lives in Newport Beach, California and travels 11,000 miles per year. The comprehensive coverage with a $1,000 deductible includes liability limits of $15,000 in injuries per person, $30,000 per accident, and $5,000 in property damage.