Condo Insurance

Customized Condo Insurance to Protect Your Assets

Condominium insurance offers more than protection for your home. It’s an investment in your happiness and future, providing coverage1 for fire, theft and other covered losses. Give your condo (and its contents) the protection it needs to provide you with peace of mind in the event of the unexpected.

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Condo Insurance Coverage

Condo owners have different needs than renters and single-family homeowners, which is why Mercury Insurance created condo insurance options that can be tailored to your specific needs. Take a look at some of the coverages we offer and get an online quote or call one of our independent Mercury agents for help customizing a plan that’s just right for you.

Coverage Just for Condo Owners

Mercury offers a wide range of coverage when it comes to condo insurance. Here are some of the options:

  • Personal Property
    Provides coverage for your household items in the event of fire, theft or other covered loss. Personal property coverage is critical, as most condo association policies don’t provide coverage for your personal belongings.
  • Improvements
    Provides coverage for fixtures and improvements you’ve added, including cabinets, flooring and lighting as well as other free-standing structures that your condo association’s policy may not cover.
  • Loss Assessment
    Provides additional coverage in the event your condo association levies an assessment on each condo owner to make common area repairs for a covered loss.
  • Additional Living Expenses
    Provides coverage for living expenses if your condo becomes uninhabitable as a result of a covered loss.
  • Personal Liability Protection
    Pays for bodily injury or property damage caused to others as a result of a covered incident.
  • Guest Medical Protection
    Pays medical expenses for your guests who are accidentally injured on your property.
  • Workers’ Comp Coverage
    Pays medical expenses for your personal part-time employees, such as nannies or maids, who are injured on the job.
  • Condos Rented to Others
    Provides liability and contents coverage on your condo when you rent it to others.

Don’t settle for a generic condo insurance policy for your unit. Let Mercury Insurance help you find condo insurance custom-built to your needs.

1Coverage(s) may be subject to certain restrictions and limitations and may not be available in all states. Ask your local independent agent for more information.

Low Rates and Great Discounts

Mercury Insurance offers some of the lowest rates around. Maximize your savings and get a lower condo insurance premium with some of our most popular discounts.2 Talk to your Mercury agent to learn more about these and other discounts:

  • Multi-Policy (Auto + Condo)
  • Gated Community
  • Smoke Alarm
  • Security Monitoring
  • Selecting a higher deductible
  • Homeowner association discount
  • Loss free discount
  • New home discount

2Discounts and coverages may vary by state.

Frequently Asked Questions

What our customers are saying

My agent is always there when I call. I really respect that work ethic and commitment to service, which is so often missing in today's environment. I have been with Mercury since 1992 and would never think of switching to another company. Thank you Mercury.

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Sherman Oaks, CA

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Mercury is no longer available in , however, our independent agency subsidiary, AIS, could still provide you with some really low rates and great coverage!

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