Mercury Auto Insurance in Illinois

Illinois is the fifth most populous state in the country, and Mercury looks forward to serving its drivers and homeowners. Mercury's Illinois page has information on state driving laws, some interesting Prairie State historical facts, and best of all you can learn about Mercury's car insurance and many other products and services.

Mercury has been selling auto insurance since 1962, and is trusted by millions of drivers. In fact, has named Mercury Insurance one of America's Most Trusted Companies, so you can count on Mercury to be there when you need us most. And, you won't find better Illinois auto insurance coverage at a better price. Here are a few of the Mercury products available to Illinois residents:

For a fast, free quote, call (800) 956-3728.

Did you know . . .
Illinois was admitted to the Union in 1818, as its 21st state. Known as the Prairie State, it has been home to four U.S. Presidents, including Barack Obama, Ronald Reagan, Ulysses S. Grant and Abraham Lincoln.

Illinois is a global leader with a strong economy. Nearly 40 Fortune 500 companies are headquartered in Illinois—third most in the nation. One of the state's largest and most established clusters is financial services, making it a global leader in the securities and brokerage business, banking and insurance. The state is a top location for the high-tech industry, and has a strong presence in the fields of medical technology, biotechnology and pharmaceuticals.

Illinois driving — what you need to know.
Illinois' new distracted driving laws and other recent traffic safety initiatives, such as laws prohibiting text messaging and the use of mobile devices in construction and school zones, take aim at making the state's roadways safe for all motorists. Visit for more information about obtaining a driver's license, licensing exams, teen driving in Illinois, traffic laws, safe driving tips, etc. Mercury offers some of the most competitive Illinois auto insurance rates available for teen drivers, so talk to a Mercury agent today to see how much you can save. You'll be glad you did!

Mercury Insurance is sold through a network of independent agents and brokers. We have agents in every major market who want to help you every step of the way when buying car insurance. Mercury offers comprehensive coverage options ranging from personal auto insurance to mechanical breakdown protection to homeowners insurance to umbrella insurance. You can count on us for low rates and excellent coverage.

If you've recently moved to the State of Illinois or are looking to brush up on Illinois vehicle registration laws, driver licensing requirements, and occupational licensing rules, you can find them at

The right homeowners coverage.
With a variety of homeowners coverage options to complement your Illinois auto insurance, you can feel safe knowing your home and those who live there are protected when you insure with Mercury. When you choose Mercury you're not only getting one of America's most trusted insurance providers, you're also getting your own dedicated Mercury agent, who will work with you to create a custom plan just for you. View a full list of Mercury's coverage options.

Must Have Coverage in Illinois

Bodily Injury Coverage
The minimum required bodily injury coverage in Illinois is:

  • $20,000 for the injury or death of one person in any one accident.
  • $40,000 total per accident

Property Damage Coverage

  • You must buy at least $15,000 per accident

Uninsured Motorist Bodily Injury Coverage

  • $20,000 for the injury or death of one person in any one accident.
  • $40,000 total per accident

Underinsured Motorist Bodily Injury Insurance

May Be Required in Illinois

Physical Damage

  • Collision Coverage
  • Comprehensive Coverage

SOURCE: Illinois Department of Insurance


What are some factors that can affect my premium?

  • Age, gender, and marital status
  • Coverage limits
  • Driving record
  • Household driving information
  • Location
  • Type of vehicle
  • Use of vehicle, how far you drive to work, and annual mileage
  • Credit History

What are some ways I can lower my insurance costs?

  • Ask about discounts
  • Take the highest deductible you can afford
  • Consolidate your insurance needs
  • Maintain a good driving record
  • Choose your vehicle carefully
  • Keep a good credit history

SOURCE: Illinois Department of Insurance


Cheap Insurance
The Hazards of Low Quality Providers
Safety Ratings
Understanding Car Safety Ratings
Auto Accident Claims
Auto Insurance & Fender Benders
Car Repair
Mercury's Customer Authorized Repair Service (CARS)
Teen Driving
Putting Your Teen Behind The Wheel

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